Our office will be closed on Thursday, November 23rd and Friday, November 24th in observance of Thanksgiving.
Cash may be obtained from ATM’s, and accounts can be accessed through home banking and mobile banking.

Schedule of Fees - Effective November 1, 2016

Share and Club Accounts

Six in-office share withdrawals per quarter FREE
Each additional withdrawal $5.00 each
Holiday Club early withdrawal before Oct. 31 $5.00 each
Vacation Club early withdrawals  First FREE $5.00 each
thereafter/yr.
IRA transfers, Rollovers, Closed Accounts $25.00 each
Below Minimum Balance $5.00/month
Dormant Accounts - (no activity or loans in a year) $5.00/month
   

Share Draft (Checking) Accounts

Courtesy Pay (Checks, ACH, EFT Transactions) $31.00 each
Automatic Transfer for Overdraft Protection
(maximum 6 per month)
$5.00 each**
Copy of Paid Draft (if not available online) $5.00 each
Stop Payments $20.00 each
Security Fee $2.50/month
** Federal regulations limit number of transfers/withdrawals allowed per calendar month to six.     Transfers/withdrawals in excess of six will be returned for non-sufficient funds.
   

Loan Accounts

Late fees 20% of interest due
Single Credit/Life $.67/$100 per month
Joint Credit/Life $1.17/$100 per month
Credit Disability $1.70/$100 per month
   

MasterCard

Late Payment $25.00/month
Returned Check for Payment $29.00 each
Replacement Card $15.00 each
Reissue PIN $5.00 each
Over Credit Limit $25.00/month
Sales Draft Copy $5.00 each
Temporary Increase $10.00 each

ATM/Debit Card

CCFCU Owned ATMs FREE
Presto Withdrawals 6 FREE/month
Other ATM Networks 2 FREE/Month
Withdrawals exceeding above $1.00 each
POS (Point-Of-Sale) Transactions FREE
Replacement Card/PIN Reissue $5.00 each
Balance Inquiry $0.50 each
ATM/Debit NSF $31.00 each
   

General/Other Fees

NSF (Non-Sufficient Funds) Overdrafts (Checks, ACH, EFT Transactions) $31.00 each
Return Deposit Items $15.00 each
Notary Service FREE
Closing Account Within 90 days of Open Date $10.00
Copy of Statements or History Printout $5.00 each
Stop Payment/Revocation Cashier/CU Teller Check, ACH $20.00 each
Credit Union Money Orders (maximum $1,000 per) $1.00 each
Credit Union Cashiers Checks $5.00 each
Credit Union Teller Check (payable to member only) FREE
Domestic Wires $20.00 each
International Wires  $45.00 each
Research (one hour minimum)  $20.00/hour
Check Cashing Fee $3.00/each
Return Mail/Bad Address $5.00/month

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