Schedule of Fees - Effective February 19, 2018
Share and Club Accounts |
|
| Six in-office share withdrawals per quarter | FREE |
| Each additional withdrawal | $5.00 each |
| Holiday Club early withdrawal before Oct. 31 | $5.00 each |
| Vacation Club early withdrawals | First FREE $5.00 each thereafter/yr. |
| IRA transfers, Rollovers, Closed Accounts | $25.00 each |
| Below Minimum Balance | $5.00/month |
| Dormant Accounts - (no activity or loans in a year) | $5.00/month |
Share Draft (Checking) Accounts |
|
| Courtesy Pay (Checks, ACH, EFT Transactions) | $31.00 each |
| Temporary Checks (sheet of 4) | $5.00 each |
| Automatic Transfer for Overdraft Protection (maximum 6 per month) |
$5.00 each** |
| Copy of Paid Draft (if not available online) | $5.00 each |
| Stop Payments | $20.00 each |
| Security Fee | $2.50/month |
| ** Federal regulations limit number of transfers/withdrawals allowed per calendar month to six. Transfers/withdrawals in excess of six will be returned for non-sufficient funds. | |
Loan Accounts |
|
| Late fees | 20% of interest due |
| Single Credit/Life | $.67/$100 per month |
| Joint Credit/Life | $1.17/$100 per month |
| Credit Disability | $1.70/$100 per month |
MasterCard |
|
| Late Payment | $25.00/month |
| Returned Check for Payment | $27.00 each |
| Replacement Card | $15.00 each |
| Reissue PIN | $5.00 each |
| Over Credit Limit | $25.00/month |
| Sales Draft Copy | $5.00 each |
| Temporary Increase | $10.00 each |
ATM/Debit Card |
|
| CCFCU Owned ATMs | FREE |
| Presto Withdrawals | 6 FREE/month |
| Other ATM Networks | 2 FREE/Month |
| Withdrawals exceeding above | $1.00 each |
| POS (Point-Of-Sale) Transactions | FREE |
| Replacement Card/PIN Reissue | $5.00 each |
| Balance Inquiry | $0.50 each |
| ATM/Debit NSF | $31.00 each |
General/Other Fees |
|
| NSF (Non-Sufficient Funds) Overdrafts (Checks, ACH, EFT Transactions) | $31.00 each |
| Return Deposit Items | $15.00 each |
| Notary Service | FREE |
| Closing Account Within 90 days of Open Date | $10.00 |
| Copy of Statements or History Printout | $5.00 each |
| Stop Payment/Revocation Cashier/CU Teller Check, ACH | $20.00 each |
| Credit Union Money Orders (maximum $1,000 per) | $1.00 each |
| Credit Union Cashiers Checks | $5.00 each |
| Credit Union Teller Check (payable to member only) | FREE |
| Domestic Wires | $20.00 each |
| International Wires | $45.00 each |
| Research (one hour minimum) | $20.00/hour |
| Check Cashing Fee | $3.00/each |
| Return Mail/Bad Address | $5.00/month |
