Schedule of Fees - Effective February 19, 2018
Share and Club Accounts |
|
Six in-office share withdrawals per quarter | FREE |
Each additional withdrawal | $5.00 each |
Holiday Club early withdrawal before Oct. 31 | $5.00 each |
Vacation Club early withdrawals | First FREE $5.00 each thereafter/yr. |
IRA transfers, Rollovers, Closed Accounts | $25.00 each |
Below Minimum Balance | $5.00/month |
Dormant Accounts - (no activity or loans in a year) | $5.00/month |
Share Draft (Checking) Accounts |
|
Courtesy Pay (Checks, ACH, EFT Transactions) | $31.00 each |
Temporary Checks (sheet of 4) | $5.00 each |
Automatic Transfer for Overdraft Protection (maximum 6 per month) |
$5.00 each** |
Copy of Paid Draft (if not available online) | $5.00 each |
Stop Payments | $20.00 each |
Security Fee | $2.50/month |
** Federal regulations limit number of transfers/withdrawals allowed per calendar month to six. Transfers/withdrawals in excess of six will be returned for non-sufficient funds. | |
Loan Accounts |
|
Late fees | 20% of interest due |
Single Credit/Life | $.67/$100 per month |
Joint Credit/Life | $1.17/$100 per month |
Credit Disability | $1.70/$100 per month |
MasterCard |
|
Late Payment | $25.00/month |
Returned Check for Payment | $27.00 each |
Replacement Card | $15.00 each |
Reissue PIN | $5.00 each |
Over Credit Limit | $25.00/month |
Sales Draft Copy | $5.00 each |
Temporary Increase | $10.00 each |
ATM/Debit Card |
|
CCFCU Owned ATMs | FREE |
Presto Withdrawals | 6 FREE/month |
Other ATM Networks | 2 FREE/Month |
Withdrawals exceeding above | $1.00 each |
POS (Point-Of-Sale) Transactions | FREE |
Replacement Card/PIN Reissue | $5.00 each |
Balance Inquiry | $0.50 each |
ATM/Debit NSF | $31.00 each |
General/Other Fees |
|
NSF (Non-Sufficient Funds) Overdrafts (Checks, ACH, EFT Transactions) | $31.00 each |
Return Deposit Items | $15.00 each |
Notary Service | FREE |
Closing Account Within 90 days of Open Date | $10.00 |
Copy of Statements or History Printout | $5.00 each |
Stop Payment/Revocation Cashier/CU Teller Check, ACH | $20.00 each |
Credit Union Money Orders (maximum $1,000 per) | $1.00 each |
Credit Union Cashiers Checks | $5.00 each |
Credit Union Teller Check (payable to member only) | FREE |
Domestic Wires | $20.00 each |
International Wires | $45.00 each |
Research (one hour minimum) | $20.00/hour |
Check Cashing Fee | $3.00/each |
Return Mail/Bad Address | $5.00/month |
Writ of Garnishment | $200.00 each |