April is Credit Union Youth Month. Learn how to WIN a share account deposit.

Loan Rates

Auto Loans (New & Used)
as low as 4.49% APR**

Year

Approximate Term

2025
84 Months
(Over $40,000, + 1% APR)
2022-2025
72 Months
2020-2021
66 Months
2018-2019
60 Months

Home Equity Loans

Type
APR*
Approximate Term
Notes
Home Equity Line of Credit
As low as 7.25%
15 years
 
Home Equity - Fixed Rate
As low as 7.75%
15 years
180 monthly payments of $9.42 for each $1,000.00 borrowed

Share Certificate/Share Secured Loans

Amount
APR*
 Approximate Term
$10,000 +
6.00%
up to 60 months
$5,000 - $9,999
5.00%
up to 48 months
$4,999 or less
4.00%
up to 36 months

Other Loans

Type
APR*
Term
Personal Loans
as low as 11.99%
up to 36 months
Boat & Recreational Vehicles
as low as 9.99%
up to 120 months
Motorcycles
as low as 9.99%
up to 60 months

*Rates are Annual Percentage Rate (APR). 100% financing up to J.D. Power Retail value, available for qualified members. Rates and terms are subject to change without notice. Rates based on Credit Score. Exact rate quoted at time of approval.

As of April 16, 2025

MasterCard Disclosures

The information about the cards described below is accurate as of August 22, 2024. The information may have changed after that date. To find out what may have changed, contact the credit union.

Annual Percentage Rate (APR) for Purchases

MasterCard
Platinum/Secured

11.90% - 18.00%*
 

Other APRs

Cash Advance
11.90% - 18.00%*

Balance Transfer
11.90% - 18.00%*

Grace Period for Purchases
25 Days
Method of Computing the Balances for Purchases
Average Daily Balance
(Including New Purchases)
Annual Fee
$29.00 Share Secured Card
Transaction Fee for Purchases
None
Minimum Finance Charge
None

Foreign Transaction Fee .......................1% of transaction amount
Balance Transfer Fee............................None
Late Payment Fee................................$25.00**
Returned Payment Fee.........................$27.00

*The ANNUAL PERCENTAGE RATE is based on certain credit-worthiness criteria
**If five (5) or more days late

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Membership

Our members are part owners and have a say in how the credit union is run. Stop by our office or apply online and join CCFCU today.

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Bank Your Way

Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.

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