Share Certificates
Share Certificate accounts allow you to earn a higher interest rate than Savings or Money Market share accounts. We offer a wide variety of Share Certificate accounts with terms from six (6) months to five (5) years.
To open a Share Certificate you’ll need:
- A minimum deposit of $500
Reap the rewards:
- Competitive rates
- Dividends are calculated and paid monthly
- Will automatically rollover at the current rate so you don’t have to worry.
Questions? Do not hesitate to contact Member Services.
Share Certificate Rates
Term
Rate
APY*
6 Months
3.45%
3.50%
12 Months
3.25%
3.30%
30 Months
3.16%
3.21%
60 Months
3.23%
3.28%
*APY - Annual Percentage Yield
Early withdrawal penalties apply
Rates are accurate as of September 17, 2025.

Membership
Our members are part owners and have a say in how the credit union is run. Stop by our office or apply online and join CCFCU today.

Bank Your Way
Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.