Individual Retirement Accounts (IRAs)
We offer Traditional and Roth IRA accounts. Our IRA’s offer retirement savings without the hassle of where to invest your money.
To open an IRA you’ll need:
- A minimum deposit of $25
Reap the rewards:
- Hassle free savings for your future
- Dividends are calculated and paid monthly
- Deposits are accepted through payroll deduction, in person, by mail and thorough the night deposit at our Main office for your convenience
Contact us today to start planning for your future.
Funds in IRAs are insured up to $250,000 through the NCUA.
IRA and Roth IRA contribution limits
Year | Under age 50 | Age 50 and older |
---|---|---|
2024 | $7,000 | $8,000 |
2025 | $7,000 | $8,000 |
Share Accounts
Type
Minimum
APY*
Shares
$250
0.05%
Clubs
$100
0.05%
Coral Kids & Rock Solid Teen
$50
0.05%
IRA's
None
1.00%
- *APY - Annual Percentage Yield
- Minimum - Minimum deposit required to earn dividends.
- Rates and Terms subject to change without notice
- $5 minimum share balance required for membership
- Fees could reduce the earnings on the account
August 13th for the month of September 2025

Membership
Our members are part owners and have a say in how the credit union is run. Stop by our office or apply online and join CCFCU today.

Bank Your Way
Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.