Share Rates
Share Accounts
Type
Minimum
APY*
Shares
$250
0.05%
Clubs
$100
0.05%
Coral Kids & Rock Solid Teen
$50
0.05%
IRA's
None
1.00%
Money Market Dividend Rates
Type
Minimum
APY*
Money Market
$2,500
1.00%
Money Market
$10,000
1.30%
Money Market
$25,000
1.40%
Money Market
$50,000
1.50%
Money Market
$100,000
1.50%
Checking Dividend Rates
Type
Minimum
APY*
Lighthouse Checking
$500
0.05%
Coral Checking
$2,000
0.05%
- *APY - Annual Percentage Yield
- Minimum - Minimum deposit required to earn dividends.
- Rates and Terms subject to change without notice
- $5 minimum share balance required for membership
- Fees could reduce the earnings on the account
August 13th for the month of September 2025
Share Certificate Rates
Term
Rate
APY*
6 Months
3.45%
3.50%
12 Months
3.25%
3.30%
30 Months
3.16%
3.21%
60 Months
3.23%
3.28%
*APY - Annual Percentage Yield
Early withdrawal penalties apply
Rates are accurate as of September 17, 2025.

Membership
Our members are part owners and have a say in how the credit union is run. Stop by our office or apply online and join CCFCU today.

Bank Your Way
Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.