No Credit Check Loans

Coral Community Federal Credit Union (CCFCU) has a solution for you to get a small loan when you need it.  We have developed a No Credit Check Loan (NCCL) program that you can be prequalified for a personal loan $1,000.  To qualify for a NCCL, you must meet the following requirements:

  • A member in good standing
  • Requires 1 year of MEMBERSHIP at the credit union
  • Requires 2 years of CURRENT employment history
  • Have 6 months of continued payroll deduction or direct deposit (daily pay does not qualify as continuous direct deposit of your payroll and you must have your payment direct deposited as stated below) 
  • Currently have payroll deduction of at least $90 or net direct deposit to Coral Community FCU
  • Current No Credit Check Loan balance must be paid in full before applying.
  • There is a $40 Non-Refundable Application Fee paid at the time of application.
  • Return completed application with your most recent paystub to process.

If you feel that you meet the above requirements and have the $40 non-refundable application fee available in your account you may apply below.

*The No Credit Check Loan (NCCL) is a loan program designed to allow members to establish credit history through short term loans. 

 

Application

  • A member in good standing
  • Current No Credit Check Loan balance must be paid in full before applying.
  • Requires 1 year of MEMBERSHIP at the credit union
  • Requires 2 years of Current employment history
  • Have 6 months of continued payroll deduction or direct deposit (daily pay does not qualify as continuous direct deposit of your payroll and you must have your payment direct deposited as stated below)
  • Currently have payroll deduction of at least $90.00 or net direct deposit to Coral Community FCU
  • There is a $40.00 Non-Refundable Application Fee paid at the time of application.
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I understand by submitting this application a $40.00 non-refundable fee will be deducted from my Coral Community FCU account listed above. I further understand that I must submit my most recent paystub at the time of application for the loan to be processed. All of the information in this application is true. I understand that section 1014 Title 187 U.S. Code makes it a federal crime to knowingly make a false statement on this application. You have my permission to check it. You may retain this application even if not approved. If this application is approved, I agree to honor the provision of the credit or loan agreement and security agreement covering my loan.

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Our members are part owners and have a say in how the credit union is run. Stop by our office or apply online and join CCFCU today.

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Bank Your Way

Having the flexibility to access your account whenever and wherever you need it with online and mobile banking is important. Whether you’re across town or across the country, your accounts are always at your fingertips, 24/7.

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